2024 Quarters Of Coverage. Most people need 40 social security work credits (sometimes called quarters of coverage) to be eligible for monthly benefit checks from the system. The social security administration measures your contribution via quarters of coverage.

The law specifies that the quarter of coverage (qc) amount for 2025 is equal to the 1978 amount of $250 multiplied by the ratio of the national average wage index for 2023 to that for 1976, or, if larger, the 2024 amount of $1,730. Individuals with at least 30 quarters of coverage or were married to someone with at least 30 quarters of coverage may buy into part a at a reduced monthly premium rate,.